Credit Ratio
October 21st, 2010
The ratio of loans without collateral and unsecured bank credit is the ratio of loan amount with the amount of your income. This ratio may give an idea of your cash advance and financial condition.
This loan ration is a percentage of net monthly income used to pay loans and other monthly expenses. Many financial experts suggest that the ratio used to pay loans and unsecured loans do not exceed 15 to 20 percent.
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