Investment Options
November 10th, 2009
Before you start buying investment products, we recommend that you plan carefully for your investment goals. Every individual has their own investment goals, which is different to other people. But from these differences, it can be combined into several groups.
One of them is according to age: Group One, is the age between 20 and 30 years. It can be said that this group is the group of people who just started working, and need financing for the wedding, and / or to get his first house. So that the type of investment, is that can provide benefits in a relatively long time. (Gain on the investments will be acquired in the future).
Group Two, is the group of early age 30 to 45 years; or the group who already married, and have had children. The goals of this group are for financing the school of their children, health treatment, preparation for retirement and other incidental needs. The appropriate type of investment is a medium-term investments and investments for retirement.
Group Three, is the age 45 to 55 years. This group needs financing for their children in college, marriage, health treatment, and preparation for retirement. The appropriate type of investment is short-term investments, in addition to investing for retirement.
Group Four, is the age between 55 years and over. This group will use their income for health / medicine, and costs for retirement. The appropriate type of investment is short-term investments, with the flexibility that can be drawn at any time.
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